Born in 1974, Saraçoğlu graduated from the Department of Business Administration at Lefke European University in 1998. In the same year, he started working as an assistant inspector at Türkiye İş Bankası A.Ş. Inspection Board. In 2007, he was appointed Deputy Manager in the Human Resources Management Department, and in 2011, he became a unit manager responsible for Bank and Financial Subsidiaries in the Investments Department. During his 2.5-year tenure, he served as a board member and auditor at the bank's subsidiaries such as İş Financial Leasing Inc., Arab Turkish Bank Inc., İş Factoring Inc., and Türkiye Sınai Kalkınma Bankası. In 2013, he was appointed Deputy General Manager at İş Factoring Inc., and in 2018, he became the Branch Manager at İş Bankası Lefkoşa Branch. In 2021, he returned to the country to manage the establishment project of Q Investment Bank, overseeing the entire founding process from the bank's strategic planning. He served as the founding CEO. In March 2024, he started working at DCT Trading as CEO.